CATILIZE CHANGE 877.872.4232

J&K Consultants, Inc. is now Catilize Health

J&K Consultants, Inc. is now Catilize Health

CATILIZE CHANGE 877.872.4232

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Real Reviews

Here’s what participants are saying

Check out our video gallery of participant reactions.

Video Gallery
I am getting good results for using the SIHRA program with my employer. It has benefitted my family and me both medically and financially in that the MERP plan covets all out of pocket expenses to date.
Andy D.
This program is amazing! It covers all my out of pocket cost. I have been using the SIHRA program for 2 years now and since going on it I have not had to pay out anything. My husband had shoulder surgery in February and we did not pay a penny for anything. It was great. Occasionally you may have to pick up a copay for a prescription because the pharmacy gets confused but all you have to do is submit for reimbursement.
Shannon G.
We are saving almost $600 per month!
Andrea R.
My family is receiving many financial benefits from using the SIHRA. Not having to worry about paying copays, coinsurances, and deductibles really has help our wallet. For the pharmacy side of SIHRA, I simply keep my insurance ERB’s to submit to the SIHRA and am reimbursed for those costs.
Sarah P.
At first, the program seemed too good to be true. We are so grateful that it really is true! It has saved us thousands of dollars over the past two years. My husband had to have physical therapy not long after we joined the program, so we saw immediate results (after getting the original billing issue straightened out). – the total bill almost met our deductible, less than a month into the new year, and SIHRA covered every penny.
Joanna L.
I have had no out of pocket expense for the past year. No copays, no co-insurance or deductible expenses.
Angela S.
The premium with my husband’s insurance is significantly less which allows us to bring home more money each pay period. Both insurances are on file with my Pharmacy and to date we have had zero out-of-pocket costs. I was unfortunate enough to have kidneys stones this year--- ultrasound, CT Scan, MD visits---- zero out-of-pocket! My husband has been seen by an orthopedic provider and is in physical therapy and we have had no out-of-pocket expenses!
Andrea R.
I love having this benefit and I put the reimbursements back in a savings account to go toward orthodontics for my 3 children.
Melissa B.
We are able to use the money we would have spent on medical expenses for other items. We are now encouraged to visit the provider when we need to versus deciding if we can handle the expense.
Angela S.
The only impact it has had on my family is it has left more money in our pockets to do more things as a family.
Shannon G.
Luckily, our family doesn’t normally have a lot of office visits or other medical services throughout the year, but simply knowing if something unexpected happens that we won’t incur significant out of pocket expenses for our Baptist services is a tremendous benefit.
Karen S.
Based on the conditions I was enrolled the main benefit that affected my family was cost. With the reimbursement from the SIHRA we saved money on our healthcare expenses.
Josh D.
Thanks to SIHRA, we have saved thousands of dollars in out of pocket costs over the past two years for my family of four. Most of our practitioners accept it, but if not, filing a claim for reimbursement is easy.
Joanna L.
My family has truly benefited from SIHRA. When seeing a provider, we have had no out of pocket expenses for our services, including office visits, labs/x-rays, and outpatient procedures.
Karen S.
Peace of mind for my family especially during an unexpected hospital stay.
Andy D.
I feel comfort in knowing that I can take my family for appropriate and timely treatment and not wait it out to see how bad an illness is because I do not have the money to pay a co-pay or deductible.
Melissa B.
My family was able to get all the care they needed at a local facility and pay nothing out of pocket. It was fantastic!
Jennifer S.
I feel like we have had a pay raise for our family because we have not had any medical expenses this year. We are definitely signing up again this year!!
Carrie F.

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